:root {
      --theme: #0B3D91;
      --theme-dark: #07285f;
      --theme-soft: #eaf1fc;
      --ink: #172033;
      --muted: #61708a;
      --line: #dce3ed;
      --surface: #ffffff;
      --surface-alt: #f5f7fa;
      --positive: #13795b;
      --warning: #b7791f;
      --danger: #c3363f;
      --shadow: 0 16px 38px rgba(17, 32, 58, .10);
      --container: 1180px;
    }

    * {
      box-sizing: border-box;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      margin: 0;
      color: var(--ink);
      background: var(--surface-alt);
      font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", "Noto Sans TC", "PingFang TC", "Microsoft JhengHei", sans-serif;
      line-height: 1.65;
    }

    body.drawer-locked {
      overflow: hidden;
    }

    img {
      display: block;
      max-width: 100%;
    }

    a {
      color: inherit;
      text-decoration: none;
    }

    button {
      color: inherit;
      font: inherit;
    }

    .container {
      width: min(calc(100% - 40px), var(--container));
      margin-inline: auto;
    }

    .topbar {
      color: #dce7fa;
      background: #081a35;
      font-size: 13px;
    }

    .topbar-inner {
      min-height: 36px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 20px;
    }

    .topbar-welcome {
      margin: 0;
    }

    .topbar-contact {
      display: flex;
      align-items: center;
      gap: 22px;
    }

    .topbar-contact a:hover {
      color: #ffffff;
    }

    .header {
      position: relative;
      z-index: 50;
      border-bottom: 1px solid var(--line);
      background: rgba(255, 255, 255, .98);
    }

    .header-inner {
      min-height: 76px;
      display: flex;
      align-items: center;
      gap: 26px;
    }

    .logo {
      min-width: 0;
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 18px;
      font-weight: 800;
      color: var(--theme-dark);
    }

    .logo img {
      width: 42px;
      height: 42px;
      object-fit: contain;
    }

    .logo span {
      max-width: 190px;
      overflow: hidden;
      text-overflow: ellipsis;
      white-space: nowrap;
    }

    .main-nav {
      margin-left: auto;
      align-self: stretch;
    }

    .nav-list {
      height: 100%;
      display: flex;
      align-items: stretch;
      gap: 2px;
      margin: 0;
      padding: 0;
      list-style: none;
    }

    .nav-item {
      display: flex;
      align-items: center;
    }

    .nav-link {
      height: 100%;
      display: inline-flex;
      align-items: center;
      padding: 0 11px;
      color: #2e3c53;
      font-size: 14px;
      font-weight: 700;
      white-space: nowrap;
      border-bottom: 3px solid transparent;
    }

    .nav-item:hover > .nav-link,
    .nav-item:focus-within > .nav-link {
      color: var(--theme);
      border-bottom-color: var(--theme);
    }

    .has-arrow::after {
      width: 6px;
      height: 6px;
      margin: -4px 0 0 7px;
      content: "";
      border-right: 1.5px solid currentColor;
      border-bottom: 1.5px solid currentColor;
      transform: rotate(45deg);
    }

    .dropdown-panel,
    .mega-menu {
      position: absolute;
      top: 100%;
      left: 0;
      width: 100%;
      visibility: hidden;
      opacity: 0;
      pointer-events: none;
      transform: translateY(8px);
      transition: opacity .18s ease, transform .18s ease, visibility .18s;
    }

    .nav-item:hover > .dropdown-panel,
    .nav-item:focus-within > .dropdown-panel,
    .nav-item:hover > .mega-menu,
    .nav-item:focus-within > .mega-menu {
      visibility: visible;
      opacity: 1;
      pointer-events: auto;
      transform: translateY(0);
    }

    .dropdown-shell,
    .mega-shell {
      width: min(calc(100% - 40px), var(--container));
      margin: 0 auto;
      padding: 22px;
      border: 1px solid var(--line);
      border-top: 3px solid var(--theme);
      background: #ffffff;
      box-shadow: var(--shadow);
    }

    .dropdown-head,
    .mega-heading-row {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 20px;
      margin-bottom: 16px;
    }

    .dropdown-head strong,
    .mega-heading-row strong {
      font-size: 17px;
    }

    .dropdown-head a,
    .mega-heading-row a {
      color: var(--theme);
      font-size: 13px;
      font-weight: 700;
    }

    .dropdown-grid {
      display: grid;
      grid-template-columns: repeat(4, minmax(0, 1fr));
      gap: 14px;
    }

    .dropdown-story {
      min-width: 0;
      display: grid;
      grid-template-columns: 72px minmax(0, 1fr);
      align-items: center;
      gap: 11px;
      padding: 10px;
      border: 1px solid var(--line);
      background: #ffffff;
    }

    .dropdown-story:hover,
    .mega-card:hover {
      border-color: var(--theme);
    }

    .dropdown-story img {
      width: 72px;
      height: 54px;
      object-fit: cover;
    }

    .dropdown-story span {
      min-width: 0;
      font-size: 13px;
      font-weight: 700;
      line-height: 1.45;
    }

    .mega-body {
      display: grid;
      grid-template-columns: 180px minmax(0, 1fr);
      gap: 20px;
    }

    .mega-categories {
      display: flex;
      flex-direction: column;
      gap: 4px;
      padding-right: 18px;
      border-right: 1px solid var(--line);
    }

    .mega-categories-title {
      margin-bottom: 5px;
      color: var(--muted);
      font-size: 12px;
      font-weight: 800;
    }

    .mega-categories a {
      padding: 8px 9px;
      color: #34445d;
      font-size: 13px;
      font-weight: 650;
    }

    .mega-categories a:hover {
      color: var(--theme);
      background: var(--theme-soft);
    }

    .mega-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 12px;
    }

    .mega-card {
      min-width: 0;
      display: block;
      padding: 13px;
      border: 1px solid var(--line);
      background: #ffffff;
      transition: border-color .18s ease, box-shadow .18s ease;
    }

    .mega-card:hover {
      box-shadow: 0 9px 22px rgba(11, 61, 145, .09);
    }

    .mega-card img {
      width: 100%;
      height: 76px;
      margin-bottom: 10px;
      object-fit: cover;
      background: var(--surface-alt);
    }

    .mega-card .mega-logo,
    .mega-card .mega-icon {
      width: 42px;
      height: 42px;
      object-fit: contain;
    }

    .mega-card strong {
      display: block;
      overflow: hidden;
      color: #243249;
      font-size: 14px;
      text-overflow: ellipsis;
      white-space: nowrap;
    }

    .mega-card p {
      display: -webkit-box;
      overflow: hidden;
      margin: 6px 0;
      color: var(--muted);
      font-size: 12px;
      line-height: 1.45;
      -webkit-box-orient: vertical;
      -webkit-line-clamp: 2;
    }

    .mega-meta {
      display: flex;
      flex-wrap: wrap;
      gap: 5px 10px;
      margin-top: 7px;
      color: var(--muted);
      font-size: 11px;
    }

    .mega-footer {
      display: block;
      margin: 16px -22px -22px;
      padding: 12px 22px;
      color: var(--theme);
      background: var(--theme-soft);
      text-align: right;
      font-size: 13px;
      font-weight: 800;
    }

    .header-btns {
      display: flex;
      align-items: center;
      gap: 10px;
    }

    .header-member {
      white-space: nowrap;
      font-size: 13px;
    }

    .account-btn {
      min-height: 40px;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      padding: 0 15px;
      color: #ffffff;
      background: var(--theme);
      font-size: 13px;
      font-weight: 800;
    }

    .account-btn:hover {
      background: var(--theme-dark);
    }

    .hamburger {
      width: 42px;
      height: 42px;
      display: none;
      align-items: center;
      justify-content: center;
      flex-direction: column;
      gap: 5px;
      padding: 0;
      border: 1px solid var(--line);
      background: #ffffff;
      cursor: pointer;
    }

    .hamburger span {
      width: 19px;
      height: 2px;
      display: block;
      background: var(--ink);
      transition: transform .2s ease, opacity .2s ease;
    }

    .hamburger.active span:nth-child(1) {
      transform: translateY(7px) rotate(45deg);
    }

    .hamburger.active span:nth-child(2) {
      opacity: 0;
    }

    .hamburger.active span:nth-child(3) {
      transform: translateY(-7px) rotate(-45deg);
    }

    .drawer-overlay {
      position: fixed;
      z-index: 80;
      inset: 0;
      visibility: hidden;
      opacity: 0;
      background: rgba(7, 16, 31, .62);
      transition: opacity .22s ease, visibility .22s;
    }

    .drawer-overlay.open {
      visibility: visible;
      opacity: 1;
    }

    .mobile-drawer {
      position: fixed;
      z-index: 90;
      top: 0;
      right: 0;
      width: min(390px, 92vw);
      height: 100dvh;
      overflow-y: auto;
      background: #ffffff;
      box-shadow: -18px 0 45px rgba(8, 23, 49, .18);
      transform: translateX(105%);
      transition: transform .24s ease;
    }

    .mobile-drawer.open {
      transform: translateX(0);
    }

    .drawer-head {
      min-height: 72px;
      display: flex;
      align-items: center;
      gap: 12px;
      padding: 14px 18px;
      color: #ffffff;
      background: var(--theme-dark);
    }

    .drawer-head > a {
      padding: 8px 10px;
      border: 1px solid rgba(255, 255, 255, .3);
      font-size: 13px;
      font-weight: 700;
    }

    .drawer-close {
      width: 38px;
      height: 38px;
      margin-left: auto;
      padding: 0;
      border: 0;
      color: #ffffff;
      background: transparent;
      font-size: 28px;
      line-height: 1;
      cursor: pointer;
    }

    .drawer-menu {
      padding: 10px 18px 28px;
    }

    .drawer-link,
    .drawer-toggle {
      width: 100%;
      min-height: 49px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 0;
      border: 0;
      border-bottom: 1px solid var(--line);
      background: transparent;
      text-align: left;
      font-weight: 750;
      cursor: pointer;
    }

    .drawer-toggle::after {
      width: 8px;
      height: 8px;
      content: "";
      border-right: 2px solid currentColor;
      border-bottom: 2px solid currentColor;
      transform: rotate(45deg);
      transition: transform .18s ease;
    }

    .drawer-toggle.active::after {
      transform: rotate(225deg);
    }

    .drawer-submenu {
      max-height: 0;
      overflow: hidden;
      background: var(--surface-alt);
      transition: max-height .24s ease;
    }

    .drawer-submenu.open {
      max-height: 620px;
    }

    .drawer-submenu a {
      display: block;
      padding: 10px 14px;
      color: #41516b;
      border-bottom: 1px solid #e8edf4;
      font-size: 13px;
    }

    .broker-review-page {
      min-width: 0;
    }

    .broker-review-page .broker-hero {
      padding: 34px 0 28px;
      color: #ffffff;
      background: #081a35;
      border-bottom: 4px solid var(--theme);
    }

    .broker-review-page .breadcrumb {
      display: flex;
      flex-wrap: wrap;
      gap: 7px;
      margin-bottom: 24px;
      color: #b9c8df;
      font-size: 13px;
    }

    .broker-review-page .breadcrumb a:hover {
      color: #ffffff;
    }

    .broker-review-page .broker-title-row {
      display: grid;
      grid-template-columns: 96px minmax(0, 1fr) auto;
      align-items: center;
      gap: 22px;
    }

    .broker-review-page .broker-logo {
      width: 96px;
      height: 96px;
      padding: 12px;
      object-fit: contain;
      background: #ffffff;
      border: 1px solid rgba(255, 255, 255, .25);
    }

    .broker-review-page .broker-kicker {
      display: block;
      margin-bottom: 4px;
      color: #d8b75a;
      font-size: 12px;
      font-weight: 800;
    }

    .broker-review-page h1 {
      margin: 0;
      font-size: clamp(30px, 5vw, 48px);
      line-height: 1.16;
      letter-spacing: 0;
      overflow-wrap: anywhere;
    }

    .broker-review-page .broker-intro {
      max-width: 760px;
      margin: 10px 0 0;
      color: #d9e3f2;
      font-size: 15px;
    }

    .broker-review-page .hero-score {
      min-width: 122px;
      padding: 17px;
      border: 1px solid rgba(216, 183, 90, .5);
      text-align: center;
      background: rgba(255, 255, 255, .05);
    }

    .broker-review-page .hero-score span {
      display: block;
      color: #cad5e6;
      font-size: 12px;
    }

    .broker-review-page .hero-score strong {
      display: block;
      color: #f2cf6d;
      font-size: 32px;
      line-height: 1.25;
    }

    .broker-review-page .broker-actions {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin-top: 22px;
    }

    .broker-review-page .primary-action,
    .broker-review-page .secondary-action {
      min-height: 44px;
      display: inline-flex;
      align-items: center;
      justify-content: center;
      padding: 0 19px;
      font-size: 14px;
      font-weight: 800;
    }

    .broker-review-page .primary-action {
      color: #101829;
      background: #e0bd58;
    }

    .broker-review-page .secondary-action {
      color: #ffffff;
      border: 1px solid rgba(255, 255, 255, .4);
      background: transparent;
    }

    .broker-review-page .review-layout {
      display: grid;
      grid-template-columns: minmax(0, 1fr) 310px;
      align-items: start;
      gap: 24px;
      padding-top: 28px;
      padding-bottom: 52px;
    }

    .broker-review-page .review-main,
    .broker-review-page .review-sidebar {
      min-width: 0;
    }

    .broker-review-page .facts-grid {
      display: grid;
      grid-template-columns: repeat(4, minmax(0, 1fr));
      gap: 1px;
      overflow: hidden;
      margin-bottom: 24px;
      border: 1px solid var(--line);
      background: var(--line);
    }

    .broker-review-page .fact {
      min-width: 0;
      min-height: 105px;
      padding: 17px;
      background: #ffffff;
    }

    .broker-review-page .fact span {
      display: block;
      margin-bottom: 7px;
      color: var(--muted);
      font-size: 12px;
      font-weight: 700;
    }

    .broker-review-page .fact strong {
      display: block;
      color: #24324a;
      font-size: 16px;
      overflow-wrap: anywhere;
    }

    .broker-review-page .content-panel,
    .broker-review-page .sidebar-panel,
    .broker-review-page .related-section {
      border: 1px solid var(--line);
      background: #ffffff;
    }

    .broker-review-page .content-panel {
      min-width: 0;
      padding: 28px;
    }

    .broker-review-page .section-heading {
      margin: 0 0 18px;
      color: #17243b;
      font-size: 23px;
      line-height: 1.35;
    }

    .broker-review-page .broker-content {
      min-width: 0;
      max-width: 100%;
      overflow-x: auto;
      color: #37465d;
    }

    .broker-review-page .broker-content img,
    .broker-review-page .broker-content table,
    .broker-review-page .broker-content iframe,
    .broker-review-page .broker-content video {
      max-width: 100%;
    }

    .broker-review-page .broker-content table {
      width: 100%;
      border-collapse: collapse;
    }

    .broker-review-page .broker-content th,
    .broker-review-page .broker-content td {
      padding: 10px;
      border: 1px solid var(--line);
    }

    .broker-review-page .risk-note {
      margin-top: 24px;
      padding: 16px 18px;
      color: #5e4b1e;
      border-left: 4px solid var(--warning);
      background: #fff9e9;
      font-size: 13px;
    }

    .broker-review-page .review-sidebar {
      position: sticky;
      top: 18px;
      display: grid;
      gap: 18px;
    }

    .broker-review-page .sidebar-panel {
      padding: 20px;
    }

    .broker-review-page .sidebar-panel h2 {
      margin: 0 0 15px;
      font-size: 18px;
    }

    .broker-review-page .detail-list {
      margin: 0;
    }

    .broker-review-page .detail-list div {
      display: grid;
      grid-template-columns: 84px minmax(0, 1fr);
      gap: 10px;
      padding: 10px 0;
      border-bottom: 1px solid var(--line);
    }

    .broker-review-page .detail-list div:last-child {
      border-bottom: 0;
    }

    .broker-review-page .detail-list dt {
      color: var(--muted);
      font-size: 13px;
    }

    .broker-review-page .detail-list dd {
      min-width: 0;
      margin: 0;
      color: #24324a;
      font-size: 13px;
      font-weight: 700;
      text-align: right;
      overflow-wrap: anywhere;
    }

    .broker-review-page .sidebar-cta {
      min-height: 44px;
      display: flex;
      align-items: center;
      justify-content: center;
      margin-top: 14px;
      color: #ffffff;
      background: var(--theme);
      font-size: 14px;
      font-weight: 800;
    }

    .broker-review-page .related-section {
      margin-top: 24px;
      padding: 24px;
    }

    .broker-review-page .related-grid {
      display: grid;
      grid-template-columns: repeat(3, minmax(0, 1fr));
      gap: 14px;
    }

    .broker-review-page .related-card {
      min-width: 0;
      padding: 16px;
      border: 1px solid var(--line);
      background: #ffffff;
    }

    .broker-review-page .related-card:hover {
      border-color: var(--theme);
      box-shadow: 0 8px 20px rgba(11, 61, 145, .08);
    }

    .broker-review-page .related-card img {
      width: 48px;
      height: 48px;
      margin-bottom: 11px;
      object-fit: contain;
    }

    .broker-review-page .related-card strong {
      display: block;
      margin-bottom: 8px;
      overflow: hidden;
      text-overflow: ellipsis;
      white-space: nowrap;
    }

    .broker-review-page .related-meta {
      display: flex;
      flex-wrap: wrap;
      gap: 5px 9px;
      color: var(--muted);
      font-size: 11px;
    }

    .footer {
      color: #d3deed;
      background: #07172e;
    }

    .footer-main {
      display: grid;
      grid-template-columns: 1.5fr 1fr 1fr 1fr;
      gap: 42px;
      padding-top: 52px;
      padding-bottom: 40px;
    }

    .footer .logo {
      color: #ffffff;
    }

    .footer-brand p {
      max-width: 380px;
      margin: 16px 0 0;
      color: #aebdd1;
      font-size: 13px;
    }

    .footer h3 {
      margin: 0 0 16px;
      color: #ffffff;
      font-size: 15px;
    }

    .footer-links,
    .footer-contact {
      display: flex;
      flex-direction: column;
      align-items: flex-start;
      gap: 9px;
      color: #b8c6d9;
      font-size: 13px;
    }

    .footer-links a:hover,
    .footer-contact a:hover {
      color: #ffffff;
    }

    .footer-social {
      margin-top: 5px;
    }

    .footer-bottom {
      min-height: 66px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 20px;
      border-top: 1px solid rgba(255, 255, 255, .12);
      color: #9eafc5;
      font-size: 12px;
    }

    .footer-bottom p {
      margin: 0;
    }

    @media (max-width: 1120px) {
      .main-nav {
        display: none;
      }

      .header-inner {
        min-height: 68px;
      }

      .header-btns {
        margin-left: auto;
      }

      .hamburger {
        display: flex;
      }

      .broker-review-page .facts-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
      }
    }

    @media (max-width: 860px) {
      .broker-review-page .broker-title-row {
        grid-template-columns: 76px minmax(0, 1fr);
      }

      .broker-review-page .broker-logo {
        width: 76px;
        height: 76px;
      }

      .broker-review-page .hero-score {
        grid-column: 1 / -1;
        width: 100%;
        display: flex;
        align-items: center;
        justify-content: space-between;
        text-align: left;
      }

      .broker-review-page .hero-score strong {
        font-size: 25px;
      }

      .broker-review-page .review-layout {
        grid-template-columns: 1fr;
      }

      .broker-review-page .review-sidebar {
        position: static;
      }

      .broker-review-page .related-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
      }

      .footer-main {
        grid-template-columns: repeat(2, minmax(0, 1fr));
      }
    }

    @media (max-width: 640px) {
      .container {
        width: min(calc(100% - 28px), var(--container));
      }

      .topbar-inner {
        padding: 8px 0;
        align-items: flex-start;
        flex-direction: column;
        gap: 3px;
      }

      .topbar-contact {
        width: 100%;
        flex-wrap: wrap;
        gap: 3px 14px;
      }

      .header-member,
      .account-btn {
        display: none;
      }

      .logo span {
        max-width: 170px;
      }

      .broker-review-page .broker-hero {
        padding: 24px 0;
      }

      .broker-review-page .broker-title-row {
        grid-template-columns: 64px minmax(0, 1fr);
        gap: 14px;
      }

      .broker-review-page .broker-logo {
        width: 64px;
        height: 64px;
        padding: 8px;
      }

      .broker-review-page h1 {
        font-size: 30px;
      }

      .broker-review-page .broker-actions {
        display: grid;
        grid-template-columns: 1fr;
      }

      .broker-review-page .facts-grid {
        grid-template-columns: 1fr;
      }

      .broker-review-page .fact {
        min-height: 0;
      }

      .broker-review-page .content-panel,
      .broker-review-page .related-section {
        padding: 19px;
      }

      .broker-review-page .related-grid {
        grid-template-columns: 1fr;
      }

      .footer-main {
        grid-template-columns: 1fr;
        gap: 30px;
        padding-top: 38px;
      }

      .footer-bottom {
        padding: 18px 0;
        align-items: flex-start;
        flex-direction: column;
        justify-content: center;
        gap: 6px;
      }
    }